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Two- to three-family house for owner-occupation or investment in LIF-Schney

96215 Lichtenfels (Schney) – Bayern
297.500 €
7
Room
175 m²
Living Area
320 m²
Property
house
two-family house

This two-family house with additional expansion potential on the top floor is situated in a quiet yet easily accessible location in Schney. The property currently has two bright, self-contained apartments with a terrace and a large roof terrace. The apartment on the first floor has just been renovated and is ready to move into immediately. The attic conversion is already planned and is currently in the process of being approved by the authorities. The property has a full basement. In addition to a small garden, there are also two spacious garages on the 320 sqm plot. Supermarket with bakery, doctors and train station are within walking distance.

Are you interested in this house?

Object Number
OM-229520
Object Class
house
Object Type
two-family house
Is occupied
Vacant
Handover from
immediately

Purchase price & additional costs

purchase price
297.500 €
Purchase additional costs
approx. 14,804 €
Total costs
approx. 312,303 €

Breakdown of Costs

Purchase price 297.500 €
Real estate transfer tax 10,413 € (3.50%)
Notary costs 2,904 € (0.98%)
Land register entry 1,488 € (0.50%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,039€

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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.24%

Details

Condition
well-kept
Number of floors
2
Bathrooms (number)
2
Bedrooms (number)
5
Number of garages
2
Number of parking lots
2
Flooring
laminate, tiles
Heating
central heating
Year of construction
1969
Equipment
terrace, garden, basement, roof terrace, full bath, fitted kitchen
Infrastructure
pharmacy, grocery discount, general practitioner, kindergarten, primary school, public transport

Information on equipment

With its three rooms and 85 square meters of space, this apartment on the mezzanine floor is available for immediate occupancy and has the perfect layout for two people or a small family. There is also space for a dining area in the large kitchen. The spacious living room leads out onto the sun terrace. The apartment has just been freshly renovated and fitted with high-quality, modern laminate flooring, new radiators and new entrance and room doors.

The 90 sqm apartment on the upper floor has four rooms with an additional kitchen and bathroom. The bathroom was renovated in the 90s. One room is accessible via the staircase, but could also be integrated into the bedroom as a walk-in closet, for example. The apartment is currently still rented.

The attic can be converted, plans for this are already available and the corresponding building application has been submitted. A further apartment of 60 sqm can be realized here with little effort. You can design the floor plan according to your personal requirements. It would also be possible to combine the apartment on the upper floor with the top floor to create a spacious apartment of approx. 150 sqm.

The annual cold rent of €13,800 that can be achieved with the current living space of 175 sqm and the two garages also makes the property interesting for investors. The yield could be increased even further by converting the attic.

Originally built in 1969, the house is in a solid general condition. The windows are double-glazed plastic windows. The property is currently heated by an oil heating system built in 2006 (BEA 196.7kWh/m² - efficiency class F). There is an energy refurbishment schedule for the building. Energy measures such as the installation of a heat pump are eligible for funding. Offers have already been submitted.

Location

The Lichtenfels district of Schney is located in the Upper Main Valley in the so-called Gottesgarten am Obermain between Bamberg and Coburg in Upper Franconia. Around 2400 people live in the town. It has good local amenities (supermarket, bakery, butcher) and a train station. The town is ideal for families, as it is home to both a kindergarten and an elementary school.

Location Check

Natur
Sport
Medizin
Mobilität
Einkaufen
Restaurants
Kultur
Nachtleben

Energy

0 50 100 150 200 250 300 350 400 ≥450
Energy certificate type
demand certificate
Main energy source
oil
Final energy demand
196.70 kWh/(m²a)

Miscellaneous

menosgada Holding GmbH
Bahnhofstr. 64
96231 Bad Staffelstein
Phone: (+49) 095 73 289 87 70
Mobile: (+49) 015 79 238 42 13
E-mail: vertrieb@menosgada.de
Managin­g Director: Stefan Holhut
Register court: Local court Coburg HRB 654

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Offer from: menosgada Service GmbH