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Solid single-family and two-family house

21037 Hamburg-Kirchwerder (Kirchwerder) – Hamburg
447.000 €
7
Room
178 m²
Living Area
705 m²
Property
Private offer
house
two-family house

Easily possible as a house with two apartments. A further extension to the apartment building is also possible. Extension for quiet business possible.

Here is my new complete offer:
The following will be redone -
Exterior paving and garden area
Garage roof + gutter
Roof covering, guttering, roof insulation
Windows, front doors
Heating system a new heat pump
Tiling + sanitary objects
electrical work
Possible at a fixed price.
These works are pre-financed by me and secured in subordination.
This should therefore be regarded as equity.
The land transfer tax and notary costs are included.
If you then contribute approx. 50,000 as equity,
you would have 400,000 to finance at the bank. Possible without equity.
In my estimation, you should therefore have a
monthly burden of approx. 2,000.
Depending on your credit rating.

My comment: Unfortunately, we have to live with the brainless and incomprehensible decisions of current politics.
So I can't see that the construction costs will move much further downwards with this policy.
However, good offers are currently possible.
As land does not grow on trees, land costs can only continue to rise.
All a reason to consider what is important to you NOW.

I have been planning and building houses and providing financing for 30 years. So I can help with all the costs, planning and construction work.
No problem at all. We can help with all possibilities.
The front garden is currently overgrown and overgrown.

I have attached the possible planning for 2 apartments here.
Many other possibilities of various plans are available.

Are you interested in this house?

Object Number
OM-296264
Object Class
house
Object Type
two-family house
Is occupied
Vacant
Handover from
by arrangement

Purchase price & additional costs

purchase price
447.000 €
Purchase additional costs
approx. 30,682 €
Total costs
approx. 477,681 €

Breakdown of Costs

Purchase price 447.000 €
Real estate transfer tax 24,585 € (5.50%)
Notary costs 4,034 € (0.90%)
Land register entry 2,063 € (0.46%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,648€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.53%

Details

Condition
no information
Number of floors
2
Usable area
37 m²
Bathrooms (number)
2
Bedrooms (number)
5
Number of garages
2
Number of parking lots
2
Flooring
parquet, carpet, tiles
Heating
central heating
Year of construction
1962
Equipment
balcony, terrace, garden, full bath, shower bath, fitted kitchen, guest toilet, fireplace
Infrastructure
pharmacy, grocery discount, general practitioner, kindergarten, primary school, secondary school, middle school, high school, comprehensive school, public transport

Information on equipment

Due to requests -
The house has not been renovated.
The overgrown garden will be renovated by arrangement.
There are therefore no pictures of the inside.
I think it is important - that you like the location on site
with the very good infrastructure.
PS I do not have another expose', please download here.

Location

Location:
It is an absolutely quiet location.
Ideal for families with children or without a car.
About 300 m to the Elbe.
Very good bus connections, 4 bus lines nearby 124, 224, 120, 223, every 30 minutes.
By bus to Bergedorf 20 minutes and to Hamburg ZOB 55 minutes.
Nearby are -
Kindergartens, elementary school, district school, doctors,
supermarkets, Rewe, drugstore DM, pharmacy, post office.
Distance approx. 500 m to 4 km.

By car to Hamburg City 20 km, approx. 20 minutes drive.
To Bergedorf only 10 minutes by car.
No traffic jams.
Every 30 minutes by bus to Hamburg or Bergedorf City.
The bus lines are within 2-5 minutes walking distance.
Ideal for children or people without a car.
Infrastructure (within a radius of 4 km):
Pharmacy, general practitioner, dentist, kindergartens, elementary school, secondary school, comprehensive school, public transportation, Rewe, DM drugstore, post office and a Volksbank all very easy to reach by bike.
School buses also run here.

Location Check

Natur
Medizin
Mobilität
Einkaufen
Kultur
Restaurants
Nachtleben
Sport

Energy

Main energy source
wood

Miscellaneous

My calculations do not include any possible KFW funds. I think there are KFW funds for the new heating and roof, windows, etc.
I hope the bank can advise you on this.
If necessary, have a look at KFW.

Broker inquiries not welcome!

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Offer from: Haus Privat