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Rare: Pedestrian zone at the main station: 3-room, guest toilet, bath tub, loggia, low energy costs

Heinz-Schmöle-Str. 8, 40227 Düsseldorf (Oberbilk) – Nordrhein-Westfalen
333.333 €
3
Room
67.76 m²
Living Area
Private offer
apartment

Note: I am happy to communicate in English.

Appointments for viewings by arrangement!

Access to video viewing on request.

More pictures in better weather and visualizations with modern furniture after modernization are available at https://c.web.de/@334606731344615351/TVA9-CaxTJO3uhZqHOIpHw.

It is almost impossible to rent an apartment with similar characteristics filterable in real estate portals, modern apartments built in 1995 or later are even rarer, especially with district heating.
An apartment in this residential complex with the special advantages outlined here is only offered for sale or rent once in a blue moon: Since 2015, according to a leading database of public real estate listings, 6 apartments have been offered for rent and 3 for sale in this residential complex, and none in the other completed residential complex with one side facing Heinz-Schmöle-Straße. The 4 rental listings in Heinz-Schmöle-Str. were active for an average of 7 days.

On offer is a quietly located, superbly laid out 3-room apartment with separate WC, kitchen with separate area with washing machine connection and sun loggia in a very well-kept residential complex with 150 residential units from 2000 in an advantageous location that only exists once in Düsseldorf. This apartment is located with the bedrooms and kitchen facing a less frequented pedestrian zone and with living and dining with sun loggia facing the enclosed inner courtyard on a staircase with two entrances equipped with video intercom and a stainless steel elevator, which also leads to the two basement floors with dry common rooms, a cellar compartment and underground parking.

Areas in m²:

Living/dining: 23.73
Parents = sleeping 2 persons: 12.50
Child = sleeping single bed = working: 10.68
Kitchen: 8.00
Bathroom with bathtub: 3.68
Separate WC: 1.49
Storage space in kitchen: 0.43
Sunny loggia (6.44): 3.22
Total: 67.76

It is a 2-minute walk to the main train station with stores that are also open at weekends.

There are very few rented residential units in Heinz-Schmöle-Straße, as the residential complex and the location have so many advantages and are appreciated by owner-occupiers.

Accordingl­y, the condition of the residential complex is exceptionally good.

At the last owners' meeting, a concept was agreed to rectify various defects as part of a complete renovation of the outer shell.

In 3 to 5 years, the façade will be completely renewed and the year of construction of the residential complex will only be recognizable by the condition of plastic components and painted surfaces.

The apartment has been owned by the owner family since November 2000 and has been rented out since then. To date, two young couples, an expat (manager of a private school) with his wife and child and, from 2013, a pensioner (ex-banker) have lived in the apartment and a total of 10 viewings have been required for all lettings.

The residential complex has 2 entrances for each stairwell with an elevator and borders Heinz-Schmöle-Straße and Eisenstraße as well as the municipal service center in Willi-Becker-Allee.

The energy certificate for the entire residential complex shows an energy consumption of 85kWh/(m²-a).

Heinz-Schmöle­-Straße is a short pedestrian zone behind Bertha-von-Suttner-Platz at the rear of Düsseldorf Central Station with a few commercial units, including a kiosk, a fitness center and an ice cream parlor.

The most comprehensive range of public transport connections in Düsseldorf is available from and around Düsseldorf Central Station.

In max. 7min/550m you can reach 8 bus lines (721, 722, E, 732, 736, 805, 817 and NE6), one streetcar line (706) and 3 light rail lines (U74, U77 and U79) as an alternative to the connections departing from Düsseldorf main station, according to Google.

Are you interested in this apartment?

Object Number
OM-310161
Object Class
apartment
Object Type
apartment
Is occupied
Vacant
Handover from
immediately

Purchase price & additional costs

purchase price
333.333 €
Purchase additional costs
approx. 26,421 €
Total costs
approx. 359,753 €
HOA fee
365 €

Breakdown of Costs

Purchase price 333.333 €
Real estate transfer tax 21,667 € (6.50%)
Notary costs 3,142 € (0.94%)
Land register entry 1,613 € (0.48%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,131€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.09%

Details

Condition
well-kept
Number of floors
1
Level
1st floor
Usable area
8.0 m²
Bathrooms (number)
1
Bedrooms (number)
2
Flooring
laminate, tiles
Heating
central heating
Year of construction
2000
Equipment
balcony, basement, elevator, full bath, guest toilet, barrier-free
Infrastructure
pharmacy, grocery discount, general practitioner, kindergarten, primary school, secondary school, middle school, high school, comprehensive school, public transport

Information on equipment

Reminder: I am happy to communicate in English.

Since car rental companies have stopped using parking spaces due to the Covid19 pandemic, many of the 159 underground parking spaces in the two basement levels below the residential complex have not been used, so renting should be easy.

Highlights

- Bathtub
- Sunny loggia
- Quietly located in pedestrian zone
- 2min walk to the main station
- Super cut: The apartment is regularly estimated to be larger than 68m²
- Unobtrusive floor coverings (laminate or tiles)
- Unobtrusive white cloud marble wall tiles, ceiling-high in bathroom and guest WC
- Walls woodchip and ceilings roughcast, both white
- Video intercom system from Siedle and peephole

Details of the apartment
- Connection for washing machine in the kitchen
- Apartment key also for access to communal bicycle room accessible by elevator
- Apartment key also for access to communal drying room accessible by elevator
- Apartment key also for access to communal and elevator-accessible baby carriage room
- Less frequented commercial space on the first floor provides warmth from below
- Communal playground in the inner courtyard of the well-kept residential complex, which can only be accessed with an apartment key
- Laminate flooring in beech look in the hallway, the large bedroom and the small bedroom or study
- Dark gray anthracite floor tiles in the guest WC and bathtub
- Light white floor tiles in the kitchen
- Connection for washing machine in the kitchen if washing machine room is not to be used

There is an option to purchase additional furniture and furnishings from me for a quicker move-in, which I had purchased for furnished rentals.

There is currently some second-hand furniture in the apartment, which can be taken over with a corresponding agreement and should convey the spaciousness of the floor plan during the viewing, but do not represent a complete living environment.

In addition, other furniture and furnishings still in their original packaging can be taken over by arrangement.

A tour in 49 short videos structured according to relevant aspects is available on request.

As an owner-occupier, I would paint the walls and ceilings, possibly paint radiators and replace thermostats and possibly install electric shutters. I would not replace the flooring as the glued laminate flooring is very robust. However, a vinyl floor can be glued onto it with little effort if a different look is desired.

Location

Reminder: I am happy to communicate in English.

The apartment is quietly located with the bedrooms and kitchen facing a little frequented pedestrian zone at the back of the main station and living and dining with sun loggia in the inner courtyard.

Result for residents: No street traffic perceptible from the apartment and best public transport connections in and outside the main station in max. 7min/550m.

A car is not necessary, as many things can be done on foot:

A fitness center is directly opposite.

Due to its proximity to Ellerstraße, Kölner Straße and Oberbilker Markt with the medical center at Werdener Str. 6 and 8, a large number of doctors' surgeries, chain stores and other stores and service providers are within easy walking distance.

2 daycare centers, an elementary school and a vocational college with a grammar school are within 6 minutes/400m walking distance.

In addition, 2 parks can be reached on foot in max. 8min/450m.

Distances on foot according to Google:

PUBLIC TRANSPORTATION:
- 6min/500m: D-Stahlstraße for bus 721, bus 722, bus E
- 6min/450m: D-Handelszentrum/Moskauer Str. for bus 732, bus 805, bus 817 and bus NE6
- 7min/550m: D-Oberbilker Markt/Warschauer Straße: tram lines U74, U77 and U79, streetcar 706, buses 732 and 736

Education:
- 2min/150m: VHS Düsseldorf, Bertha-von-Suttner-Platz 1, 40227 Düsseldorf
- 4min/260m: Städt. Kindergarten Stahlwerkstraße 2, 40227 Düsseldorf
- 5min/350m: KGS Höhenstraße, Höhenstraße 5, 40227 Düsseldorf
- 5min/400m: Lessing-Gymnasium and -Berufskolleg Düsseldorf, Ellerstraße 84-94, 40227 Düsseldorf
- 6min/400m: St. Apollinaris Catholic daycare center, Höhenstraße 20, 40227 Düsseldorf
Other schools and therefore all school types within a maximum distance of 3.1km, e.g.
- 16min/1.1km: Jan-Wellem-Schule, Heerstraße 18a, 40227 Düsseldorf
- 19min/1.3km: Stoffeler Straße Community Primary School, Stoffeler Str. 11, 40227 Düsseldorf
- 25min/1.8km: Dumont-Lindemann-School (Weberstraße), Weberstraße 3, 40215 Düsseldorf
- 3.1km: Joseph-Beuys-Gesamtschule, Siegburger Str. 149, 40591 Düsseldorf)

Shopping: Chain stores
- From 2min/260m: dm-drogerie markt, at the main station
- 6min/500m: Netto Marken-Discount, Ellerstraße 123, 40227 Düsseldorf
- 7min/550m: Oberbilker Markt with weekly market, bakery
- 9min/650m: Woolworth Kölner Str. 241-245, 40227 Düsseldorf
- 10min/700m: Kölner Str. 257, 40227 Düsseldorf
- 11min/750m: ROSSMANN drugstore, Kölner Str. 228, 40227 Düsseldorf
- 12min/800m: Zeeman, Kölner Str. 277, 40227 Düsseldorf
- 12min/900m: Edeka Tschöpe, Kölner Str. 250-252, 40227 Düsseldorf
- 14min/1km: PENNY, Kölner Str. 270, 40227 Düsseldorf
- 19min/1.4km: LIDL, Fichtenstraße, 40233 Düsseldorf

Shopping and services: Many other stores
- Along Ellerstraße
- Along Kölner Str. from and including Oberbilker Markt
- At the main station
- Front of main station

Doctors:
- 10min/750m: Werdener Str. 8 health center: international general practitioner/internal medicine practice, infectiology, travel/diving medicine, TCM (acupuncture), sports medicine, care as part of disease management programs (DMP: CHD, diabetes mellitus, COPD etc.), cardiologist, ...
- On Kölner Str. to FAIR DOCTORS Kölner Str. 295
- 10min/750m: 360°zahn Werdener Str. 6, 40227 Düsseldorf

Play:
- Inner courtyard
- 3min/210m: WGZ Bank-Park, Velberter Str. 24, 40227 Düsseldorf
- 8min/450m: IHZ-Park, Warschauer Str., 40227 Düsseldorf

Gastronomy:
- Restaurants and snack bars at the main station from 2min/260m
- Restaurants and snack bars in Ellerstraße
- Restaurants and snack bars at Oberbilker Markt

Parking
- Street parking is possible in the streets Eisenstraße and Velberter Str. adjacent to Heinz-Schmöle-Str.
- It may be possible to rent a parking space in the underground garage below the residential complex and/or in the DB BahnPark parking garage

Location Check

Kultur
100m
Restaurants
100m
Einkaufen
50m
Medizin
250m
Sport
100m
Mobilität
200m
Nachtleben
300m
Natur
100m

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Final energy consumption
85.00 kWh/(m²a)
Energy efficiency class
C
Energy certificate type
consumption certificate

PDF

Miscellaneous

Reminder: I am happy to communicate in English.

I am selling this excellently designed and bright 3-room apartment with district heating in a very well-kept residential complex in a particularly quiet and at the same time the best connected location in Düsseldorf with long-distance rail and public transport, because the long-time tenant has passed away and the apartment no longer fits strategically into my real estate portfolio.

Owner-occupiers can selectively renovate the apartment or, if desired, completely renovate it according to their own ideas.

You are buying a particularly advantageous location that can only be found in the two larger residential complexes along Heinz-Schmöle-Strasse. You are also buying an apartment with a high level of passive security thanks to its location in a gated residential complex.

In this residential complex, only 3 apartments have been publicly offered for sale and 7 for rent since 2015, according to a leading archive of offers on real estate portals such as Immoscout24.

Renting an apartment like this will be almost impossible.

I have a written commitment from MHyp that the existing loan from 2010 (approx. €82,000) can be taken over at 3.14% fixed interest until 2040 if necessary, if the further purchase price is financed by Mhyp or with equity. The advantage of taking over the loan, apart from the lower interest rate, is that it can be redeemed without an early repayment penalty in accordance with the German Civil Code.

On 16.7.24, I had a financing broker calculate several scenarios for financing the purchase price of €337,000 and €24,400 for the renovation of the facade and other work.

If the ancillary costs are financed by equity, the following interest conditions were offered for the financing with 5% annual special repayment:

2.5% equity = €9,035: 4.03% loan interest (annuity approx. €1,550 or approx. €1,700)
10% equity = €36,140: From 3.56% (annuity approx. 1,200€ or approx. 1,500€)
20% equity = 72.280€: From 3.56% (annuity approx. 1,200€ or approx. 1,500€)

According to https://www.interhyp.de/zinsen/, interest rates are lower than they have ever been in the last 12 months and I had seen significantly lower interest rates in the last few weeks or in personal offers.

And please bear in mind: the interest payment decreases with each repayment, while due to the high demand for housing and rent increases up to the cap for new rentals and particularly high rents for new buildings will probably continue to rise sharply despite the rent freeze expiring in 2028.

In addition, Düsseldorf is an attractive city and state capital, where less housing has been created than needed for years and a large number of planned and approved construction projects have been put on hold indefinitely due to the rise in interest rates and construction costs.

For owner-occupiers, a modern existing property with good energy standards is the smart alternative to considerably more expensive new builds in much less advantageous locations.

This apartment is also in a very good condition for the year of construction but is significantly cheaper to buy. This means that the ancillary purchase costs, which you generally have to pay with equity, are also correspondingly cheaper.

The energy costs are currently less than €70 per month due to the good energy efficiency (bottom third of class C) and the relatively cheap and future-proof district heating.

Particularly high security of investment:

1. because of the current and future condition of the building, the uniquely advantageous location and the concept of the residential complex
2. because it is easy to market as a rental apartment
3. because of the community of owners and the long-standing manager

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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Phone: 0151 14623588