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Mid-terrace house in Cologne-Lövenich

50859 Köln (Lövenich) – Nordrhein-Westfalen
450.000 €
4.5
Room
124 m²
Living Area
200 m²
Property
Private offer
house
terraced house

For sale is a well-kept 2-storey mid-terrace house with a current market value (Immoscout estimate) of EUR 715,000
The purchase price will be reduced to EUR 450,000 through a leasehold - from purchase 99 years - (possibly also through a corresponding subordinated loan).
The leasehold amounts to EUR 200 per month from 01.01.2027 and can be terminated at any time by purchasing the property at the standard land value (www.boris.nrw.de).

You can also purchase the house including the plot at a price of EUR 650,000.

Kitchen = 5.70 sqm
Dining hall = 9.77 sqm
Hallway ground floor = 2.53 sqm
WC = 1.71 sqm
Living room = 26.00 sqm

Hallway upstairs = 4.66 sqm
Room 1 = 22.00 sqm
Room 2 = 17.40 sqm
BATH/WC = 3.77 sqm (renovated in 2017)

Hallway/floor DG = 1.08 sqm
Room = 29.38 sqm

Low-temperature heating (installed in 2012)

Are you interested in this house?

Object Number
OM-311754
Object Class
house
Object Type
terraced house
Is occupied
Vacant
Handover from
by arrangement

Purchase price & additional costs

purchase price
450.000 €
Purchase additional costs
approx. 35,347 €
Total costs
approx. 485,346 €

Breakdown of Costs

Purchase price 450.000 €
Real estate transfer tax 29,250 € (6.50%)
Notary costs 4,034 € (0.90%)
Land register entry 2,063 € (0.46%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,641€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.47%

Details

Condition
well-kept
Number of floors
3
Usable area
46 m²
Bathrooms (number)
1
Bedrooms (number)
3
Flooring
parquet, laminate
Heating
central heating
Year of construction
1971
Equipment
terrace, garden, basement, full bath, fitted kitchen, guest toilet
Infrastructure
pharmacy, grocery discount, general practitioner, kindergarten, primary school, high school, comprehensive school, public transport

Information on equipment

The beautiful and well-kept two-storey terraced house is characterized by an upscale interior.
All windows on the ground floor and first floor are fitted with electric shutters.

A bathroom (with thermostatically controlled instantaneous water heater) and a separate guest WC on the ground floor complete the attractive 4/5 rooms in a modern, well-equipped property.

Thermal insulation and soundproofing (to the neighboring houses) made of cork, see PDF and https://www.hausbauberater.de/bauwissen/waermedaemmung-mit-kork

The as-new kitchenette with dishwasher is part of the offer.

The mirrored wardrobe in the "room upstairs north side" with the walk-in closet behind it can be taken over. The bedroom is also as good as new.

You can relax, garden, play or sunbathe on the spacious terrace (approx. 20 sqm) and the 200 square meter plot.

Location

The house is situated in a quiet location in Cologne Lövenich and is particularly suitable for families with small children, as the quiet road is approx. 40 m away via a residential path.

The elementary school is in Cologne-Lövenich and secondary schools in Cologne-Weiden.
A comprehensive school is located in Pulheim-Brauweiler.

Within walking distance you will find supermarkets (Lidl, Aldi, Rewe, etc.), several bakeries, restaurants, a pharmacy and the shopping center "Rhein Center" with fashion stores, pharmacy, bakeries, restaurants, cafés, etc. as well as a medical center

There are bus stops nearby (2 minutes on foot) and S-Bahn stops (15 minutes on foot).

The "Römergrab" museum is also within walking distance.

Location Check

Medizin
Sport
Natur
Mobilität

Energy

Energy efficiency class
G
Energy certificate type
demand certificate
Main energy source
oil
Final energy demand
216.00 kWh/(m²a)

PDF

Miscellaneous

KfW loans can significantly reduce the burden:

KfW 124 in the amount of EUR 100,000
Repayment-free 3 years 3.64%, repayment-free 5 years 3.65% Fixed interest rate 10 years

KfW 308 in the amount of EUR 100,000 (1 child) EUR 125,000 (2 children) to EUR 150,000 (3 children or more)
Repayment-free 3 years 1.7%, repayment-free 5 years 1.89% fixed interest rate 10 years
However, this KfW loan requires energy-efficient refurbishment within 54 months
and is subsidized by KfW loan 261 with up to 150,000.
Loan 261 2 years 2.22%, 5 years 2.95% fixed interest rate 10 years

The following work can be subsidized with loan 261:
(In the case of own work, only the material is subsidized)

Heat pump (according to offer approx. EUR 30,000 less subsidy from KFW Kredit 70 of 30% to 70%)

Photovoltaic system (according to offer approx. EUR 20,000)

Underfloor heating (according to offer EUR 4,000 per floor)

Decentralized ventilation with heat recovery (according to offer approx. EUR 5,000)

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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