5.7% yield - €4,205 cash flow p.a.* Subdivided apartment building

This apartment building from 1800, lovingly and extensively renovated in the 1990s, represents a unique investment opportunity. With a robust construction of solid mixed masonry and wooden beam ceilings, the property not only offers historical charm, but also impresses with modern comfort and a first-class building fabric.

All the main building elements - windows, roof, façade, heating, water pipes and electrics - have been gradually renewed. In 2009, the attic was also extended, including new roofing and high-quality insulation between the rafters. Thanks to these comprehensive modernizations, we believe that there is no acute need for renovation and the property is in a well-kept condition.

Solid rental - immediate return
The building has four residential units, three of which are let to reliable tenants. The third is available for rent from November. The apartments offer a perfect mix of spacious living areas, comfortable room layouts and lovely details such as exposed beams and fireplaces, which create a cozy living atmosphere. All units are bright and well ventilated thanks to large insulated windows, which ensure a pleasant indoor climate. The current rental yield of approx. 5.7 % generates an annual rent of € 34,200 for a purchase price of € 599,900, and the positive cash flow from the first year makes this investment particularly attractive.

Spacious garden areas and parking spaces
The first floor apartment offers a private garden and terrace for exclusive use. Two garages and four parking spaces round off the offer and provide additional convenience for tenants and owners.

High flexibility and potential for rent increases
Over the next three years, there is the possibility of increasing rents by up to 20%, which could raise the annual rental income to over €40,000. This potential opens up an attractive long-term yield opportunity, ideal for investors looking for a sustainable increase in value. With a stable tenant base and the possibility of re-letting the top floor apartment on the right, there are also flexible options for managing the building.

Overview of the residential units:
First floor (110 m²): 3 rooms, with fireplace, bespoke fitted kitchen, bathroom and guest WC, direct access to the terrace and private garden. Rented to a friendly couple in their 40s.
1st floor: Spacious floor plan, bright rooms, full bathroom and guest WC, additional storage space. Rented to a family with three children who run a thriving furniture construction company.
Top floor left: 3 rooms, open living area with exposed beams, fireplace connection. Rented to a member of the German armed forces, proximity to the barracks offers excellent rentability.
Top floor on the right: Spacious living area, optimally oriented with west-facing sun, light-flooded rooms and fireplace connection. New letting in planning.

Conclusion:
This­ well-kept apartment building is a profitable investment not only due to its solid substance, but also due to the excellent rental situation. The location will benefit from BMW's new battery plant in the medium term, which will significantly increase rents. With an immediate positive cash flow and further potential for rent increases, the property offers attractive income in both the short and long term.

Purchase price: € 599,900
Rental income: € 34,200 p.a.
Rental yield: approx. 5.7 %
Cash flow from year 1: € 4,205 p.a.

*This cash flow calculation is based on 3.5% interest and 1.5% repayment, which is guaranteed by our bank in the event of a purchase, depending on creditworthiness.

The apartment building is located in Windberg, an idyllic community in the Lower Bavarian district of Straubing-Bogen. This location combines the charm of a rural environment with proximity to important economic centers, making it particularly attractive for tenants from various professional groups. The town offers an excellent quality of life, coupled with strong connections to the surrounding towns and companies.

Transport links and commuter-friendliness
Despite­ the quiet location in Windberg, the property offers excellent connections in all directions:

Straßkirchen (new BMW plant): It takes around 15 minutes to drive to the new BMW plant in Straßkirchen, which is currently under construction and will create numerous jobs once completed. This development will significantly increase the demand for living space in the region and have a positive effect on the lettability of the property. In addition, there is the military barracks, which ensures rentability to this target group.

Straubing: The nearby town of Straubing, just 20 minutes away, offers a wide range of employment opportunities in the industrial, technology and service sectors.

Deggendorf: Deggendorf, an economically strong city and the gateway to the Bavarian Forest, can be reached in around 25 minutes by car.

Regensburg: About 50 minutes away is Regensburg, one of the most important economic centers in Bavaria. Many international companies, including BMW, Siemens and Continental, are based here and offer a large number of jobs.

Landshut: The city of Landshut, which is around 45 minutes' drive away, offers another important job market in the region, particularly for skilled workers in the technology and automotive sectors.

Munich: Windberg is also well connected to the A92 highway, allowing for a drive time of approximately 90 minutes to Munich.

Public transportation
In addition to good road connections, the nearby train station in Bogen (approx. 10 minutes' drive) offers regular train connections to Straubing, Deggendorf and Regensburg. This is a convenient and attractive option for tenants who use local public transport.

Infrastructure and local amenities in Windberg
Windberg itself is a charming village that has retained its rural character, but offers all the essential facilities for daily needs. Within a short drive, residents can reach supermarkets, bakeries, pharmacies and medical care in the surrounding villages. Schools and kindergartens are also available in the immediate vicinity, making the location particularly attractive for families.

Recreation and leisure opportunities
Windberg is located in a scenic region on the edge of the Bavarian Forest and offers a wide range of leisure activities.

Future potential: BMW plant in Straßkirchen
The BMW plant being built in Straßkirchen, which can be reached in less than 15 minutes, will give the region an economic boost. This new industrial location will not only create jobs, but also significantly increase the demand for living space in Windberg and the surrounding area. This makes this apartment building a future-proof investment with rising rents and high rentability.

Conclusion:
T­he location in Windberg offers an excellent mix of quiet living close to nature and ideal connections to central business locations such as Straubing, Deggendorf and the new BMW plant in Straßkirchen. The excellent accessibility of these locations ensures the long-term rentability of the apartment building, making the property a particularly attractive investment.