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Refurbished condominium in Schweich city center - Low-cost KFW loan + grant EUR 24,000

54338 Schweich –
436.100 €
3
Room
94.80 m²
Living Area
apartment

High heating costs? - No thanks! Fully renovated condominium with modern heating technology in a KFW 70 energy-saving house in a sought-after residential area in Schweich town center - low-interest KFW loans of up to EUR 120,000 from 2.22 % and repayment subsidy of EUR 24,000 possible.
Renovation and conversion of 2 buildings with attractive condominiums with modern technology to KFW 70 standard in a sought-after location in Schweich town center with good infrastructure. The high-quality external insulation, triple-glazed windows and modern heating with apartment-specific heat pumps in conjunction with underfloor heating will result in very low energy costs and house maintenance costs. The heat pumps also have a cooling function for temperature control in the summer. Similarly, hot water is heated via the heat pump according to personal requirements. Each apartment user can heat or cool with their heat pump according to their personal needs and bill their costs directly to the supplier of their choice. This saves the costs of a service company for billing heating costs.
Fair payment of heating costs is guaranteed.
When designing the buildings, particular emphasis was placed on low operating costs. For this reason, a low-cost elevator will also be installed. The apartments will be stripped back to the brickwork and redesigned in line with the new plans. All electrical, heating and sanitary installations as well as the roof will be completely renewed. The apartments will also receive a new screed with good sound insulation values. All rooms will be heated and tempered with modern underfloor heating with individual room control according to personal comfort using modern heat pumps. The hot water supply is also provided cost-effectively by the heat pump. With the electricity supplier, you can use the low-cost heat pump electricity through the existing 2 electricity meters per apartment. Fair payment of heating costs is guaranteed. The floor coverings, tiles, doors, sanitary items (such as spacious showers with attractive shower cubicles) and paintwork will also be completely renewed. The houses will be equipped with a low-cost elevator. The balconies will be fitted with attractive glass railings, giving the residential complex an attractive appearance. The individual apartments will be fitted with attractive, high-quality tiles and high-quality oak parquet flooring.

The offer relates to apartment 6 on the upper floor of building 20. The apartment consists of a spacious living/dining/cooking area of approx. 39 m² with access to a very large balcony of approx. 24 m². A functional storage room is assigned to the cooking area. From the central hallway with checkroom you reach the spacious master bedroom of approx. 15 m² with access to the large balcony and the beautiful children's room/office of approx. 12 m² (also with access to the large balcony). The modern bathroom can be fitted with either a large flat shower or a bathtub. The living space is approx. 96 m².

The refurbishment is being carried out in accordance with the requirements of the KFW 261 - KFW Efficiency House 70 program of a Whorst Performance Building. Under this program, purchasers of the apartments have the opportunity to obtain a loan of up to EUR 120,000 at an interest rate starting at 2.22% with a fixed term of 10 years and a repayment subsidy of up to EUR 24,000. The property can be supplied via fiber optics and enables optimal Internet connections. Construction is scheduled to start in summer 2025. Completion is scheduled for the end of 2026.

Are you interested in this apartment?

Object Number
OM-346174(IE-303389)
Object Class
apartment
Object Type
apartment
Handover from
by arrangement

Purchase price & additional costs

purchase price
436.100 €
Purchase additional costs
approx. 5,734 €
Total costs
approx. 441,833 €

Breakdown of Costs

Purchase price 436.100 €
Real estate transfer tax 0 € (0.00%)
Notary costs 3,796 € (0.87%)
Land register entry 1,938 € (0.44%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,590€

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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.47%

Details

Bathrooms (number)
1
Number of parking lots
1
Flooring
parquet, tiles
Heating
underfloor heating
Equipment
balcony

Information on equipment

Renovation and conversion of 2 buildings with attractive condominiums with modern technology to KFW 70 standard in a sought-after location in Schweich, town center with good infrastructure. The high-quality external insulation, triple-glazed windows and modern heating with apartment-specific heat pumps in conjunction with underfloor heating will result in very low energy costs and house maintenance costs. The heat pumps also have a cooling function for temperature control in the summer. Similarly, hot water is heated via the heat pump according to personal requirements. Each apartment user can heat or cool with their heat pump according to their personal needs and bill their costs directly to the supplier of their choice. This saves the costs of a service company for billing heating costs.
Fair payment of heating costs is guaranteed.
When designing the buildings, particular emphasis was placed on low operating costs. For this reason, a low-cost elevator will also be installed. The apartments will be stripped back to the brickwork and redesigned in line with the new plans. All electrical, heating and sanitary installations as well as the roof will be completely renewed. The apartments will also receive a new screed with good sound insulation values. All rooms will be heated and tempered with modern underfloor heating with individual room control according to personal comfort using modern heat pumps. The hot water supply is also provided cost-effectively by the heat pump. With the electricity supplier, you can use the low-cost heat pump electricity through the existing 2 electricity meters per apartment. Fair payment of heating costs is guaranteed. The floor coverings, tiles, doors, sanitary items (such as spacious showers with attractive shower cubicles) and paintwork will also be completely renewed. The houses will be equipped with a low-cost elevator. The balconies will be fitted with attractive glass railings, giving the residential complex an attractive appearance.
The individual apartments will be fitted with attractive high-quality tiles and high-quality oak parquet flooring or high-quality vinyl flooring.

The offer relates to apartment 6 on the upper floor of building 20. The apartment consists of the spacious living/dining/cooking area of approx. 39 m² with access to the very large balcony of approx. 24 m². A functional storage room is assigned to the cooking area. From the central hallway with checkroom you reach the spacious master bedroom of approx. 15 m² with access to the large balcony and the beautiful children's room/office of approx. 12 m² (also with access to the large balcony). The modern bathroom can be fitted with either a large flat shower or a bathtub. The living space is approx. 96 m².

The refurbishment is being carried out in accordance with the requirements of the KFW 261 - KFW Efficiency House 70 program of a Whorst Performance Building. Under this program, purchasers of the apartments have the opportunity to obtain a loan of up to EUR 120,000 at an interest rate starting at 2.22% with a fixed term of 10 years and a repayment subsidy of up to EUR 24,000.
The property can be supplied via fiber optics and enables optimal Internet connections.
Construction is scheduled to start in summer 2025. Completion is scheduled for the end of 2026.
The energy certificate is currently being processed.

Location

Schweich, town center in the immediate vicinity of the town hall. The town of Schweich has a very good infrastructure with various shopping facilities, food supplies, doctors, pharmacies, a modern school center, kindergartens, restaurants, sports and leisure facilities. All facilities for daily needs are within easy reach, in some cases even on foot. There are also good transport links in all directions thanks to the highway connection to Trier, Koblenz, Saarbrücken and Luxembourg. There are also good transport links in all directions thanks to the highway connection to Trier, Koblenz, Saarbrücken and Luxembourg.
The property is located in the center of Schweich.

Location Check

Einkaufen
Medizin
Natur
Sport

Energy

Main energy source
electricity

Miscellaneous

Arrange an appointment to view the old property and a reference apartment with comparable fittings!
The refurbishment will be carried out in accordance with the requirements of the KFW 261 - KFW Efficiency House 70 program. Under this program, purchasers of apartments on the ground floor, first floor and second floor have the option of obtaining a loan of up to EUR 120,000 per residential unit in the amount of the proven energy-efficient refurbishment costs with a fixed term of 10 years. The interest rates depend on the repayment period and currently amount to: a) 2.22 % for repayment within 10 years b) 2.80 % for repayment within 20 years c) 2.95 % for repayment within 30 years. The interest rates change according to the KFW guidelines.
In addition to the low interest rates, the KFW grants a repayment subsidy of 20% (10% for KFW 70 + 10% due to "Worst Performing Building" (WPB) refurbishment) of the recognized costs for the energy-efficient refurbishment up to a maximum of EUR 24,000 for programme 261.
The subsidy is not tied to any income limits. Funding is also possible both for owner-occupation and for letting without personal conditions. These financing options significantly reduce monthly expenses.
The KFW loans can be applied for and processed via the respective financing bank based in Germany.
The required confirmation from the energy consultant can be issued promptly. The KFW
funding must be applied for before a purchase contract is concluded.
Families with one child have the opportunity to obtain favorable public loans through the ISB Rheinland-Pfalz. The interest rates are 3.05 % for a fixed interest rate of 20 years - alternatively 3.15 % until full repayment with a minimum repayment of 2 %.
In addition, a repayment subsidy of up to 7.5% is granted. Example: A family with 1 child and a gross income of EUR 65,000 receives a loan of EUR 184,000 and a repayment subsidy of 5% = EUR 9,200. The ISB subsidy can be combined with the KFW subsidy.
Let us advise you without obligation!

The sale is free of commission for the buyer.

You can find further interesting purchase or rental offers at www.scherf-immobilien.de

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Offer from: Norbert Scherf

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