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Two-family house in Dorsten-Hardt - Living with additional benefits: Co-ownership and rental income!

46282 Dorsten – Nordrhein-Westfalen
480.000 €
13
Room
191 m²
Living Area
400 m²
Property
Private offer
house
two-family house

Welcome to your new home - and to your new role as landlord! This beautiful, detached two-family house, built in 1982, is located in one of the most popular residential areas of Dorsten-Hardt. It combines owner-occupation and letting in an ideal way: While you live on the spacious first floor yourself, you generate a stable income by renting out the separate top floor apartment, which can significantly reduce the burden on your finances.

The highlights at a glance:

✅ Two self-contained residential units - move in yourself and also rent out
✅ Rental income helps with financing - convenient, plannable and clever
✅ Leasehold property - a cost-effective alternative to buying a traditional plot of land
✅ Solid construction & condition with manageable modernization requirements
✅ Sunny garden, large terrace & balcony
✅ Quiet location in a mature, family-friendly neighborhood
✅ Very good energy ratings (energy efficiency class C)
✅ Modern gas heating (2014)
✅ Two prefabricated garages (additional purchase possible for 20,000 euros each)

Are you interested in this house?

Object Number
OM-351067
Object Class
house
Object Type
two-family house
Is occupied
Vacant
Handover from
by arrangement

Purchase price & additional costs

purchase price
480.000 €
Purchase additional costs
approx. 37,660 €
Total costs
approx. 517,659 €

Breakdown of Costs

Purchase price 480.000 €
Real estate transfer tax 31,200 € (6.50%)
Notary costs 4,272 € (0.89%)
Land register entry 2,188 € (0.46%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,715€

More accuracy in a few seconds:

By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.36%

Details

Condition
well-kept
Number of floors
2
Usable area
111 m²
Bathrooms (number)
4
Bedrooms (number)
5
Number of garages
2
Flooring
tiles
Heating
central heating
Year of construction
1982
Equipment
terrace, garden, basement, full bath, guest toilet, fireplace
Infrastructure
pharmacy, grocery discount, general practitioner, kindergarten, primary school, middle school, high school, public transport

Information on equipment

Energy efficiency - important information from the energy performance certificate

-Type of energy certificate: consumption certificate
-Primary energy consumption: 101 kWh/(m²-a)
-Final energy consumption: 92 kWh/(m²-a)
-Energy efficiency class: C
-Year of construction of the building: 1983
-Year of construction of the heating system: 2014
-Heating type: Gas heating
-Greenhouse gas emissions: 22.01 kg CO₂ equivalent/(m²-a)

Location

Detailed house layout:

Basement
The basement offers plenty of storage space and practical uses. It includes a large cellar room, which is currently used as a party cellar and is also ideal for use as a hobby room. There is also a separate laundry room with connections for washing machine and dryer, a storage room that has been converted into a WC and a boiler room that houses the building services.

First floor
The first floor is characterized by a well thought-out room layout. The spacious living room is flooded with light and has a fireplace that creates a cozy atmosphere. The open dining area is directly adjacent. As a highlight, the current plasterboard ceiling above the living/dining area can be removed, creating a gallery-like impression right up to the roof. The separate kitchen is located directly next to the dining area. However, the existing partition wall between the dining area and kitchen can be easily removed. Two bedrooms offer enough space for a master bedroom and another room that can be used as a children's room, guest room or study. A modern bathroom with bathtub provides comfort, which can be converted into an en suite bathroom for the master bedroom. The guest WC also has a shower. The living room leads to the sunny terrace, which offers a wonderful view of the garden.

Top floor
The top floor has a further residential unit, which is perfect as a separate apartment for family members or for renting out. There is a large living room from which you can enjoy a beautiful view of the surrounding area. The separate kitchen, together with a cozy dining area, offers plenty of space. Only the non-load-bearing wall between the dining room and kitchen would need to be removed. Two further bedrooms provide ample space to retreat to. This floor is completed by a large bathroom with shower and bathtub, a guest WC and a small storage room that offers additional storage space.

Location Check

Sport
Medizin
Mobilität
Einkaufen

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Final energy consumption
92.00 kWh/(m²a)
Energy efficiency class
C
Energy certificate type
consumption certificate
Main energy source
gas

PDF

Miscellaneous

Financing example with 20% equity - comfortable & realistic

With a purchase price of €510,000 and an equity investment of 20% (€102,000), this results in a financing requirement of €408,000.

If you finance this amount with an interest rate of 3.5 % and a repayment of 2 %, for example, this results in a monthly charge of around € 1,700.

With a realistic basic rent of €800 for the top floor apartment, your monthly outgoings are reduced to only around €900 - for a whole house with a garden in a prime location!

Further plus points: Subsidy programs can also help!

NRW.BANK.Home Ownership
Subsidized loans of up to € 100,000 for owner-occupied properties
Particularly attractive for middle-income families

KfW Program 124 "Home Ownership"
-Promotional loan up to € 270,000
-Favorable interest rate, long terms, can be combined with own funds

KfW program 261 "Climate-friendly refurbishment"
-For modernizations (windows, insulation, heating)
-repayment grants possible

Conclusion: Solid equity, predictable rental income and attractive subsidies make this house a secure investment in your future home!

Broker inquiries not welcome! According to § 7 UWG, unsolicited contact by brokers without the express consent of the recipient is prohibited!

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