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Modern living in a KFW 40 energy-saving house in a sought-after location in Saarburg

54439 Saarburg – Rheinland-Pfalz
392.500 €
3
Room
88.31 m²
Living Area
apartment

Modern age-appropriate living with modern heating technology in a KFW 40 energy-saving house in a sought-after location in Saarburg. High tax benefits through depreciation for landlords possible - KFW subsidy from 0.35 % possible.
Age-appropriate, beautiful living with modern, cost-effective heating technology in a sought-after location with a magnificent view. In this exposed location, attractive modern condominiums from approx. 89 to approx. 105 m² are being built with modern technology in an age-appropriate design with elevator and good furnishings. Electric shutters, a modern elevator, beautiful tiles and sanitary fittings, high-quality apartment entrance doors, modern triple-glazed windows, good electrical equipment, controlled ventilation with heat recovery and attractive parquet floors will be installed.
The combination of modern technology and high-quality insulation results in very low heating costs and ancillary costs. All apartments have beautiful balconies, terraces or roof terraces. Several variants of 3-room apartments are available.
The offer relates to apartment 3 on residential level 2. You enter the apartment via a spacious hallway with checkroom. From the hallway you reach the spacious living/dining area with integrated kitchen of approx. 40 m² with access to the beautiful balcony of approx. 11 m². You can also reach the parents' private area from the hallway. This consists of the spacious bedroom of approx. 15 m² and the parents' bathroom with window of approx. 7 m².
The hallway also leads to the bright children's room/office of approx. 12 m², the guest shower room with window and the storage room.
The apartment has a living space of approx. 89 m². A cellar room is assigned to the apartment.
The residential complex meets the technical requirements to qualify for KFW loans under programs 297, 298 and program 300 (family subsidy).

Are you interested in this apartment?

Object Number
OM-353604(IE-307845)
Object Class
apartment
Object Type
apartment
Handover from
by arrangement

Purchase price & additional costs

purchase price
392.500 €
Purchase additional costs
approx. 24,996 €
Total costs
approx. 417,495 €

Breakdown of Costs

Purchase price 392.500 €
Real estate transfer tax 19,625 € (5.00%)
Notary costs 3,558 € (0.91%)
Land register entry 1,813 € (0.46%)
Broker commission 0€ (0%)

* Costs for notary and land register were calculated based on the fee schedule for notaries. Assumed was the notarization of the purchase at the stated purchase price and a land charge in the amount of 80% of the purchase price. Further costs may be incurred due to activities such as land charge cancellation, notary escrow account, etc. Details of notary and land registry costs

Does this property fit my budget?

Estimated monthly rate: 1,405€

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By providing some basic information, the estimated monthly rate is calculated individually for you. For this and for all other real estate offers on ohne-makler.net

Based on equity 20% of the purchase price plus the purchase incidental costs / 10 years fixed interest rate / 2% initial repayment / Effective interest rate 3.37%

Details

Condition
first occupancy
Bathrooms (number)
2
Bedrooms (number)
2
Number of parking lots
1
Flooring
parquet, tiles
Heating
underfloor heating
Year of construction
2025
Equipment
balcony, basement, terrace, roof terrace

Information on equipment

Beautiful, age-appropriate living with modern, cost-effective heating technology in a sought-after location with a magnificent view. In this exposed location, attractive modern condominiums from approx. 89 to approx. 105 m² are being built with modern technology in an age-appropriate design with elevator and good furnishings. Electric shutters, a modern elevator, beautiful tiles and sanitary fittings, high-quality apartment entrance doors, modern triple-glazed windows, good electrical equipment, controlled ventilation with heat recovery and attractive parquet floors will be installed.
The combination of modern technology and high-quality insulation results in very low heating costs and ancillary costs.
All apartments have beautiful balconies or spacious terraces or roof terraces.
Several variants of 3-room apartments are available.
The offer relates to apartment 3 on residential level 2. You enter the apartment via a spacious hallway with checkroom. From the hallway you reach the spacious living/dining area with integrated kitchen of approx. 40 m² with access to the beautiful balcony of approx. 11 m². You can also reach the parents' private area from the hallway. This consists of the spacious bedroom of approx. 15 m² and the parents' bathroom with window of approx. 7 m².
The hallway also leads to the bright children's room/office of approx. 12 m², the guest shower room with window and the storage room.
The apartment has a living space of approx. 89 m². A cellar room is assigned to the apartment.
The residential complex meets the technical requirements to qualify for KFW loans under programs 297, 298 and program 300 (family subsidy).

Location

Saarburg, a medium-sized center and sought-after residential and tourist location with a good infrastructure.
All facilities for daily needs are within a short distance, in some cases even within walking distance. The property is located in a quiet residential area - just a few minutes' walk from the old town and the leisure facilities on the Saar. From the property you have a wonderful view of the vineyards, the countryside and Saarburg Castle.
There are also good transport connections. Luxembourg commuters can reach the Schengen/Luxembourg border crossing in approx. 15 minutes by car.
The apartments are being built in the street "Hasenberg", a cul-de-sac leading off Hubertusstraße

Location Check

Restaurants
Einkaufen
Natur
Sport

Energy

0 25 50 75 100 125 150 175 200 225 ≥250
Energy certificate type
demand certificate
Main energy source
electricity
Final energy demand
17.11 kWh/(m²a)

Miscellaneous

Arrange a consultation or viewing appointment! In cooperation with a financing broker, we will be happy to help you arrange your financing. On request and with the appropriate credit rating, the purchase price can be financed up to 100 %. The interest can be fixed for a period of 10 or 15 years, for example. This means that your monthly installments cannot change!
The residential complex meets the technical requirements for KFW loans under programs 297, 298 and program 300 (family support).
For programs 297 and 298, due to the standard
KFW 40 standard, loans of EUR 100,000 per dwelling are possible at favorable interest rates. The interest rates depend on the repayment period and amount to :
a) 2.30 % for repayment within 10 years
b) 2.87 % for repayment within 25 years
c) 2.96% for repayment within 35 years.
The subsidies are not tied to any personal requirements. They are available both for owner-occupation (program 297) and for letting (program 298).
In the case of program 300 - family promotion, loans of EUR 170,000 per apartment for a family with one child are possible at very low interest rates due to the KFW 40 standard. The interest rates depend on the fixed interest rate and the repayment period and are as follows
1. for a fixed-interest period of 10 years:
a) 0.34% for repayment within 10 years
b) 1.51% for repayment within 25 years
c) 1.71% for repayment within 35 years.

2. for a fixed-interest period of 20 years:
a) for repayment within 25 years 2.93 %
b) 3.38% for repayment within 35 years.

These subsidies are subject to personal conditions. (taxable income (including Luxembourg) - 90,000 - average value 2022 and 2023)
The interest rates change according to the KFW guidelines.

The KFW loans can be applied for and processed via the respective financing bank based in Germany. The required confirmation from the energy consultant can be issued promptly. For families with one child, additional funding is possible via the ISB-Rhineland-Palatinate under program 551.
Note on renting: If the apartments are purchased by the year of completion and rented out in accordance with the current changes to the Economic Opportunities Act, they can be depreciated at a declining balance rate of 5% per year based on the respective book value. We do not provide tax advice or assume liability for tax objectives. Talk to your tax advisor. They will be happy to provide you with comprehensive and professional advice.

You can find further interesting purchase or rental offers at www.scherf-immobilien.de

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Offer from: Norbert Scherf

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